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Do not postpone your dreams, let us provide the financing for your need.

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Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now !

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS

Calculate Now!

Do not postpone your dreams, let us provide the financing for your need.

FINANCE CALCULATIONS FINANCING INCOME RATIOS
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PROFITABLE ACCOUNT

We support you by all our sensitivity to benefit from your savings. Profitable earnings are in Albaraka Profitable Account!
Profitable Account can be opened in TL, USD, EUR and Gold currencies.

No more fees at Albaraka! All EFT and wire transfer transactions performed through Albaraka Mobile, Internet Branch, ATM and Alo Albaraka are free of charge. Besides, there is no account operating fee!

Withholding Ratios

For the Turkish Lira;
1 month, 3 month, 6 month maturity groups %15
Up to 1 year (including 1 year) for maturity groups %12
long-term (periodic profit share payment) accounts for 1 year %10
For Dollars and EURO Participation Accounts;
1 month, 3 month, 6 month maturity groups % 20
Up to 1 year (including 1 year) for maturity groups % 20
long-term (periodic profit share payment) accounts for 1 year % 18
Gold  Participation Accounts;
1 month, 3 months, 6 months and 1 year maturity groups %15
  • You can ensure that the amount of profits you receive from Albaraka Turk by providing interest-free financing is transferred to your account.
  • You can open your profitable account with a starting limit of at least TL/USD/EUR 250.
  • You can open account with 1 month, 3 months 6 months or 1 year maturity terms.
  • You can choose the periodic profit share option for accounts with a 1 year maturity or more *
  • You can set up a term participation account (minimum 32, maximum 1095 days) which you can specify.
  • You can withdraw the money from your account during due periods. (You can also withdraw your money before the due time with Albaraka Turk's special permission.)
  • Due to legal requirement, income tax is deducted from the gross income of your profit. You can reach the withholding rates from the tabs above

According to the Decision of the Council of Ministers No.(*)2012/4133, partial withdrawal can be made up to two times before the maturity date and in total up to 50% of the main investment amount in the 1 Year and Long Term Profit Sharing Payments (1 month, 3 month, 6 month) accounts. The profit can not be added to the principal, it is transferred to the customer’s current account determined by the customer while openning account. In the case of transactions realized apart from these rules, or in case of closing the account before the due date, 50% of the profit paid from the date of opening / renewing of the account is taken back due to legal requirement.

To open a participation account, you can visit the nearest Albaraka Turk Branch with the following documents.

Turkish Citizens

1. ID Card: ID card, driver's license or passport

2. Address Document: Any utility bills (telephone, electricity, water, etc.) issued in the last three months, place of residence, or any document containing address information issued by official authorities.

Foreigners with Residence Permit in Turkey

1. ID Card:Passport or Residence Permit Card

2. Foreign Identification Number

3. Address Document: Passport with address information, any utility bill issued in the last three months (telephone, electricity, natural gas, water, etc.) or any document containing address information issued by official authorities.

Foreigners Living Abroad

1. ID Card: Passport or ID document *

2. Tax Identification Number

3. Address Document: A copy of any utility bill for the last three months showing the address of the passport with the address information or the address of the country in which the person lives (This document may be delivered to our branch by fax, e-mail or mail.)

(*)a) The "European Agreement on the Travel of Persons among the Council of Europe Member States" states that the Contracting Parties shall provide the identity documents (with the entry and exit form which must be filled in at the border gates) issued by the authorities of the country of origin of the non-commercial citizens for a period of not more than three months
b) The identity card of the citizens of the Turkish Republic of Northern Cyprus (issued by the TRNC. Ministry of Interior)

NOTE: According to Article 27 of the Turkish Citizenship Law No. 5901, those who lose their Turkish citizenship are accepted as foreign nationals.

 

  • The portion of real person accounts up to 150.000 TL is guaranteed by the Savings Deposit Insurance Fund (SDIF).
  • The accounts opened in foreign branches and subsidiaries including the coastal banking zones are not included in the scope of the Savings Deposit Insurance Fund.
  • At the end of the operating permit, payments for participation accounts are based on the date on which the permission is revoked and calculations are made on the liquidation balance sheet. The amount is based on the unit account value. Payments within the scope of the Savings Deposit Insurance Fund are made with Turkish Lira. At the conversion of foreign currency accounts into Turkish Lira, the Central Bank's foreign exchange buying rates on that date is applied.
  • If the shares of the persons with joint private current account or participation account are known, payment shall be made according to these shares within the amount of insurance, if not certain, it can be paid without t exceeding the insurance amount for each person.

Profit Shares For TL Calculations

Profit Shares For TL Calculations
AMOUNT  250 - 24.999 25.000 - 99.999 100.000 - 999.999 1.000.000 - 4.999.999 5.000.000 and over
MATURITY (%) (%) (%) (%) (%)
1 MONTH 80 81 85 90 90
32-45 81 82 85 90 90
46-90 81 82 85 90 90
3 MONTH 81 82 85 90 90
92-135 83 85 86 91 92
136-179 83 85 86 91 92
6 Ay 83 85 86 91 92
181-270 85 87 87 93 93
271-364 85 87 87 93 93
1 YEAR 85 87 87 93 93
367-1095 87 89 93 95 95
1 YEAR AND LONG TERM PERIOD PROFIT FOR THE PERIOD PAYABLE ACCOUNTS
1 MONTH  PAYABLE 93 93 93 93 93
3 MONTH  PAYABLE 95 95 95 95 95
6 MONTH  PAYABLE 95 95 95 95 95

USD Profit Shares For Accounts

USD Profit Shares For Accounts
AMOUNT  250 - 24.999 25.000 - 99.999 100.000 - 999.999 1.000.000 - 4.999.999 5.000.000 AND OVER
MATURITY (%) (%) (%) (%) (%)
1 MONTH 70 71 80 80 80
32-45 71 72 80 80 80
46-90 71 72 80 80 80
3 MONTH 71 72 80 80 80
92-135 73 73 81 82 83
136-179 73 73 81 82 83
6 MONTH 73 73 81 82 83
181-270 75 76 83 84 85
271-364 75 76 83 84 85
1 YEAR 75 76 83 84 85
367-1095 77 78 85 85 85
1 YEAR AND LONG TERM PERIOD PROFIT FOR THE PERIOD PAYABLE ACCOUNTS
1 MONTH  PAYABLE 77 78 86 86 86
3 MONTH  PAYABLE 78 79 87 87 87
6 MONTH  PAYABLE 79 80 88 88 88

EUR Profit Shares For Accounts

EUR Profit Shares For Accounts
AMOUNT  250 - 24.999 25.000 - 99.999 100.000 - 999.999 1.000.000 - 4.999.999 5.000.000 AND OVER
MATURITY (%) (%) (%) (%) (%)
1 MONTH 50 50 50 50 50
32-45 50 50 50 50 50
46-90 50 50 50 50 50
3 MONTH 50 50 50 50 50
92-135 50 50 50 50 50
136-179 50 50 50 50 50
6 MONTH 50 50 50 50 50
181-270 55 55 55 50 50
271-364 55 55 55 50 50
1 YEAR 55 55 55 50 50
367-1095 55 55 55 50 50
1 YEAR AND LONG TERM PERIOD PROFIT FOR THE PERIOD PAYABLE ACCOUNTS
1 MONTH  PAYABLE 55 55 55 50 50
3 MONTH  PAYABLE 55 55 55 50 50
6 MONTH  PAYABLE 55 55 55 50 50

Profit Sharing Ratios for GOLD ACCOUNTS

Profit Sharing Ratios for GOLD ACCOUNTS
1 MONTH 25
3 MONTH 25
6 MONTH 25
UPTO 1 YEAR 30
1-3 YEAR 30

Profit Rate Calculations

Deposited Amount
Maturity
Calculations

The profit is calculated according to the dividends distributed to the accounts today. It does not have a commitment to the future.