Product and Service Fees

Housing Finance Remaining Term <36 months

Housing Finance Remaining Term <36 months
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Allocation Fee

Allocation Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Housing Finance			-	% 0.5	-	% 0.5	1.03.2020
Vehicle Finance			-	% 0.5	-	% 0.5	1.03.2020
Needs Financing			-	% 0.5	-	% 0.5	1.03.2020

Housing Finance

Housing Finance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Vehicle Finance

Vehicle Finance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Needs Financing

Needs Financing
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Expertise Fee

Expertise Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Housing Finance		Collected up to the amount of the cost paid to 3rd parties.	-	-	-	-	1.04.2020
Vehicle Finance		Collected up to the amount of the cost paid to 3rd parties.	-	-	-	-	1.04.2020

Housing Finance

Housing Finance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Vehicle Finance

Vehicle Finance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Movable and Immovable Lien Fee

Movable and Immovable Lien Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Housing Finance		Collected up to the amount of the cost paid to 3rd parties.	-	-	-	-	8.10.2021
Vehicle Finance		Collected up to the amount of the cost paid to 3rd parties.	-	-	-	-	1.04.2020
Needs Financing		Collected up to the amount of the cost paid to 3rd parties.	-	-	-	-	1.04.2020

Housing Finance

Housing Finance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Vehicle Finance

Vehicle Finance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Needs Financing

Needs Financing
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Payment Compensation

Early Payment Compensation
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Housing Finance Remaining Term <36 months			-	% 1	-	% 1	1.04.2020
Housing Finance Remaining Term >36 months			-	% 2	-	% 2	1.04.2020

Housing Finance Remaining Term >36 months

Housing Finance Remaining Term >36 months
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Withdrawal Fee

Withdrawal Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Withdrawing Money from Yurtiçi Other Branch		Applied for TRY and FX withdrawals made from other domestic branches.	-	% 0.5	-	% 1	14.08.2020
Abroad Withdrawal from Other Branch Branch			-	% 0.5	-	% 1	14.08.2020
Withdrawing Money from a Cash Withdrawal Office Cash Withdrawal Office	TRY		-	-	5	-	13.07.2020

Withdrawing Money from Yurtiçi Other Branch

Withdrawing Money from Yurtiçi Other Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Abroad Withdrawal from Other Branch Branch

Abroad Withdrawal from Other Branch Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Withdrawing Money from a Cash Withdrawal Office Cash Withdrawal Office

Withdrawing Money from a Cash Withdrawal Office Cash Withdrawal Office
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

ATM Withdrawal and Balance Monitoring

ATM Withdrawal and Balance Monitoring
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Overdraft Withdrawals from Own ATMs with Domestic Cards - ATM	TRY		-	-	-	-	1.03.2020
Withdrawing Money from Own ATMs Abroad with Domestic Cards - ATM	TRY		-	-	-	-	1.03.2020
Withdrawing Money from Domestic ATMs with Foreign/International Cards - ATM	TRY	Applied as Amount * 1.15% + TRY 1.04.	1.04	% 1.15	-	-	1.03.2021
Viewing Balances from Domestic ATMs with Foreign/International Cards - ATM	TRY		0.27	-	0.27	-	1.03.2021

Overdraft Withdrawals from Own ATMs with Domestic Cards - ATM

Overdraft Withdrawals from Own ATMs with Domestic Cards - ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Withdrawing Money from Own ATMs Abroad with Domestic Cards - ATM

Withdrawing Money from Own ATMs Abroad with Domestic Cards - ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Withdrawing Money from Domestic ATMs with Foreign/International Cards - ATM

Withdrawing Money from Domestic ATMs with Foreign/International Cards - ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Viewing Balances from Domestic ATMs with Foreign/International Cards - ATM

Viewing Balances from Domestic ATMs with Foreign/International Cards - ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Incoming EFT Payment in Name

Incoming EFT Payment in Name
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Payment to Name - Branch	TRY		180.67	% 0.1	1115.73	-	11.01.2025
Pay by Name - ATM	TRY		-	-	-	-	1.03.2020

Payment to Name - Branch

Payment to Name - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Pay by Name - ATM

Pay by Name - ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Incoming Remittance Payment

Incoming Remittance Payment
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Incoming Money Order Payment - Branch	TRY	Commission of 0.5% is applied for FX transfer payments to the name.	73	% 0.1	1116	-	11.01.2025
Incoming Money Order Payment - ATM	TRY		-	-	-	-	1.03.2020

Incoming Money Order Payment - Branch

Incoming Money Order Payment - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Incoming Money Order Payment - ATM

Incoming Money Order Payment - ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

EFT / Precious Metal Transfer Fee

EFT / Precious Metal Transfer Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
EFT Sending Branch 1 - 4300	TRY		30.46	-	30.46	-	11.01.2025
EFT Sending Branch 4,300.01 - 211,100	TRY		60.94	-	60.94	-	11.01.2025
EFT Sending Branch TRY 211,100.01 +	TRY		609.43	-	609.43	-	11.01.2025
Regular EFT Sending Branch 1 - 4300	TRY		6.09	-	6.09	-	8.02.2025
Regular EFT Sending Branch 4,300.01 - 211,100	TRY		12.19	-	12.19	-	8.02.2025
Regular EFT Sending Branch TRY 211,100.01 +	TRY		152.35	-	152.35	-	8.02.2025
On-Call Transfer Product	TRY	Fees of TRY 24 for TRY 0-20,000 transactions, TRY 49 for TRY 20,001-30,000 transactions and TRY 74 for TRY 30,001-60,000 transactions are applied.	24	-	74	-	12.09.2023

EFT Sending Branch 1 - 4300

EFT Sending Branch 1 - 4300
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

EFT Sending Branch 4,300.01 - 211,100

EFT Sending Branch 4,300.01 - 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

EFT Sending Branch TRY 211,100.01 +

EFT Sending Branch TRY 211,100.01 +
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending Branch 1 - 4300

Regular EFT Sending Branch 1 - 4300
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending Branch 4,300.01 - 211,100

Regular EFT Sending Branch 4,300.01 - 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending Branch TRY 211,100.01 +

Regular EFT Sending Branch TRY 211,100.01 +
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

On-Call Transfer Product

On-Call Transfer Product
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Sending EFT - ATM / Internet / Call Center / Mobile

Sending EFT - ATM / Internet / Call Center / Mobile
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
EFT Sending ATM 1 - 4300	TRY		-	-	-	-	16.01.2024
EFT Sending ATM 4,300.01 - 211,100	TRY		-	-	-	-	16.01.2024
EFT Sending ATM TRY 211,100.01 +	TRY		-	-	-	-	16.01.2024
Regular EFT Sending ATM 1 - 4,300	TRY		-	-	-	-	16.01.2024
Regular EFT Sending ATM 4,300.01 - 211,100	TRY		-	-	-	-	16.01.2024
Regular EFT Sending ATM TRY 211,100.01 +	TRY		-	-	-	-	16.01.2024

EFT Sending ATM 1 - 4300

EFT Sending ATM 1 - 4300
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

EFT Sending ATM 4,300.01 - 211,100

EFT Sending ATM 4,300.01 - 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

EFT Sending ATM TRY 211,100.01 +

EFT Sending ATM TRY 211,100.01 +
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending ATM 1 - 4,300

Regular EFT Sending ATM 1 - 4,300
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending ATM 4,300.01 - 211,100

Regular EFT Sending ATM 4,300.01 - 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending ATM TRY 211,100.01 +

Regular EFT Sending ATM TRY 211,100.01 +
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Sending EFT - Gold

Sending EFT - Gold
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
1-10 gr	TRY		23.00	-	-	-	3.01.2024
11-100 gr	TRY		46.00	-	-	-	3.01.2024
101-250 gr	TRY		69.00	-	-	-	3.01.2024
251-500 gr	TRY		92.00	-	-	-	3.01.2024
501 gr and above	TRY	Gold Gram * Exchange Rate * 1.5 in Ten Thousand * 1.15	-	-	-	-	3.01.2024

1-10 gr

1-10 gr
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

11-100 gr

11-100 gr
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

101-250 gr

101-250 gr
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

251-500 gr

251-500 gr
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

501 gr and above

501 gr and above
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Transfer - Branch

Transfer - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Transfer Sending Branch 1 - 4,300	TRY		15.23	-	15.23	-	11.01.2025
Transfer Sending Branch 4.300,01 - 211.100	TRY		30.47	-	30.47	-	11.01.2025
Regular Transfer Sending Branch 1 - 4,299	TRY		304.71	-	304.71	-	11.01.2025
Regular Transfer Sending Branch 1 - 4,300	TRY		3.04	-	3.04	-	8.02.2025
Regular Transfer Sending Branch 4.300,01 - 211.100	TRY		6.09	-	6.09	-	8.02.2025
Regular Transfer Sending Branch TRY 211,100.01 +	TRY		76.17	-	76.17	-	8.02.2025

Transfer Sending Branch 1 - 4,300

Transfer Sending Branch 1 - 4,300
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Transfer Sending Branch 4.300,01 - 211.100

Transfer Sending Branch 4.300,01 - 211.100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Transfer Sending Branch 1 - 4,299

Regular Transfer Sending Branch 1 - 4,299
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Transfer Sending Branch 1 - 4,300

Regular Transfer Sending Branch 1 - 4,300
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Transfer Sending Branch 4.300,01 - 211.100

Regular Transfer Sending Branch 4.300,01 - 211.100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Transfer Sending Branch TRY 211,100.01 +

Regular Transfer Sending Branch TRY 211,100.01 +
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Sending Transfer - ATM / Internet / Call Center / Mobile

Sending Transfer - ATM / Internet / Call Center / Mobile
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Transfer Sending ATM 1 - 4,300	TRY		-	-	-	-	16.01.2024
Transfer Sending ATM 4,300.01 - 211,100	TRY		-	-	-	-	16.01.2024
Transfer Sending ATM TRY 211,100.01 +	TRY		-	-	-	-	16.01.2024
Regular Transfer Sending ATM 1 - 4,300	TRY		-	-	-	-	12.02.2024
Regular Transfer Sending ATM 4.300,01 - 211.100	TRY		-	-	-	-	12.02.2024
Regular Transfer Sending ATM TRY 211,100.01 +	TRY		-	-	-	-	12.02.2024

Transfer Sending ATM 1 - 4,300

Transfer Sending ATM 1 - 4,300
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Transfer Sending ATM 4,300.01 - 211,100

Transfer Sending ATM 4,300.01 - 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Transfer Sending ATM TRY 211,100.01 +

Transfer Sending ATM TRY 211,100.01 +
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Transfer Sending ATM 1 - 4,300

Regular Transfer Sending ATM 1 - 4,300
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Transfer Sending ATM 4.300,01 - 211.100

Regular Transfer Sending ATM 4.300,01 - 211.100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Transfer Sending ATM TRY 211,100.01 +

Regular Transfer Sending ATM TRY 211,100.01 +
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

International Funds Transfer and Messaging Fee

International Funds Transfer and Messaging Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
To Account - Branch	USD	Additional short swift fee is USD 25 and long swift fee is USD 40.	25	% 0.05	5000	-	27.02.2023
To Account - Internet / Mobile Channel	USD	No transaction fee is charged. Only short swift fee is USD 25 and long swift fee is USD 40.	-	-	-	-	3.02.2022
To Credit Card - Internet	TRY	Commission is applied as Rate + Fixed Amount. For transactions over TRY 0-749 / TRY 750- 2000 / over TRY 2000, a fixed fee of TRY 15 / TRY 25 / TRY 75 is applied respectively.	15	% 1	-	-	16.07.2021
To Debit Card - Internet	TRY	Commission is applied as Rate + Fixed Amount. For transactions over TRY 0-749 / TRY 750- 2000 / over TRY 2000, a fixed fee of TRY 15 / TRY 25 / TRY 75 is applied respectively.	15	% 1	-	-	16.07.2021
To Credit Card - Mobile Channel	TRY	Commission is applied as Rate + Fixed Amount. For transactions over TRY 0-749 / TRY 750- 2000 / over TRY 2000, a fixed fee of TRY 15 / TRY 25 / TRY 75 is applied respectively.	15	% 1	-	-	16.07.2021
To Bank Card - Mobile Channel	TRY	Commission is applied as Rate + Fixed Amount. For transactions over TRY 0-749 / TRY 750- 2000 / over TRY 2000, a fixed fee of TRY 15 / TRY 25 / TRY 75 is applied respectively.	15	% 1	-	-	16.07.2021
Outgoing Money Transfers - Western Union		Cost information varies according to the time, country and currency to be sent.	-	-	-	% 4.5	1.03.2020

To Account - Branch

To Account - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

To Account - Internet / Mobile Channel

To Account - Internet / Mobile Channel
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

To Credit Card - Internet

To Credit Card - Internet
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

To Debit Card - Internet

To Debit Card - Internet
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

To Credit Card - Mobile Channel

To Credit Card - Mobile Channel
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

To Bank Card - Mobile Channel

To Bank Card - Mobile Channel
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Outgoing Money Transfers - Western Union

Outgoing Money Transfers - Western Union
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

International Money Transfer Payment

International Money Transfer Payment
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
From Domestic Bank / From Abroad via 3rd Bank - Branch	USD		10	-	2000	-	11.05.2023
From Foreign Bank - Branch	USD		10	-	2000	-	11.05.2023
From Domestic Bank / From Abroad via 3rd Bank - ATM	USD		10	-	2000	-	11.05.2023
From Bank Abroad - ATM	USD		10	-	2000	-	11.05.2023

From Domestic Bank / From Abroad via 3rd Bank - Branch

From Domestic Bank / From Abroad via 3rd Bank - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

From Foreign Bank - Branch

From Foreign Bank - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

From Domestic Bank / From Abroad via 3rd Bank - ATM

From Domestic Bank / From Abroad via 3rd Bank - ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

From Bank Abroad - ATM

From Bank Abroad - ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Funds Instant and Continuous Transfer (FAST)

Funds Instant and Continuous Transfer (FAST)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
TRY 4,300 and below	TRY	Transactions performed on digital channels.	-	-	-	-	12.01.2021
Between TRY 4.300,01-211.100	TRY	Transactions performed on digital channels.	-	-	-	-	12.01.2021
Over TRY 211.100	TRY	Transactions performed on digital channels.	-	-	-	-	12.01.2021

TRY 4,300 and below

TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Between TRY 4.300,01-211.100

Between TRY 4.300,01-211.100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Over TRY 211.100

Over TRY 211.100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Annual Membership Fee - Standard / Logoed / Co-Branded / Contactless (NFC) Cards

Annual Membership Fee - Standard / Logoed / Co-Branded / Contactless (NFC) Cards
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Classic	TRY		-	-	-	-	1.03.2020
Gold	TRY		-	-	-	-	1.03.2020
Platinum	TRY		-	-	-	-	1.03.2020
Flight and Travel Cards	TRY		-	-	-	-	1.03.2020

Classic

Classic
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Gold

Gold
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Platinum

Platinum
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Flight and Travel Cards

Flight and Travel Cards
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Additional Card Annual Membership Fee - Standard / Logoed / Co-Branded / Contactless (NFC) Cards

Additional Card Annual Membership Fee - Standard / Logoed / Co-Branded / Contactless (NFC) Cards
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Classic	TRY		-	-	-	-	1.03.2020
Gold	TRY		-	-	-	-	1.03.2020
Platinum	TRY		-	-	-	-	1.03.2020
Upper Segment	TRY		-	-	-	-	1.03.2020

Classic

Classic
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Gold

Gold
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Platinum

Platinum
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Upper Segment

Upper Segment
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Card Renewal Fee

Card Renewal Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Credit Card - Branch	TRY		-	-	-	-	1.03.2020
Bank Card - Branch	TRY		-	-	-	-	1.03.2020
Prepaid Card - Branch	TRY		-	-	-	-	1.03.2020

Credit Card - Branch

Credit Card - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Bank Card - Branch

Bank Card - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Prepaid Card - Branch

Prepaid Card - Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Safe Deposit Box Fee

Safe Deposit Box Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Big Safe	TRY	Charges vary depending on the rental period.	783.98	-	2701.35	-	8.02.2025
Middle Case	TRY	Charges vary depending on the rental period.	603.51	-	2370.72	-	8.02.2025
Small Safe	TRY	Charges vary depending on the rental period.	482.23	-	2032.87	-	8.02.2025
Safe Deposit Fee	TRY	Charges vary depending on the size of the safe.	2032.87	-	2701.35	-	8.02.2025

Big Safe

Big Safe
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Middle Case

Middle Case
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Small Safe

Small Safe
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Safe Deposit Fee

Safe Deposit Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Special Products and Services

Special Products and Services
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Collection Service through Group Center	TRY		1500	-	4000	-	11.01.2025
Precious Metal Deliveries	TRY	For 1 gram gold delivery transactions, a commission of TRY 150 and for 5-10-20-50-100 gram gold deliveries, a commission of * TRY 125 per gram of gold is applied. For gold bullion deliveries, a commission of TRY 2,000 per kilogram is applied. (In gold bullion deliveries, the cost incurred due to the physicalization and transfer of gold bullion is also collected from our customers).	150	-	-	-	11.01.2025

Collection Service through Group Center

Collection Service through Group Center
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Precious Metal Deliveries

Precious Metal Deliveries
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Report Fees to be Obtained from Third Parties and Institutions - Branch/ATM/Internet/Call Center/Mob

Report Fees to be Obtained from Third Parties and Institutions - Branch/ATM/Internet/Call Center/Mob
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Findeks Risk Report	TRY		48	-	48	-	1.01.2025
Findeks Check Report	TRY		48	-	48	-	1.01.2025
Secure Payment System Fee	TRY	Commissions for the Deed Trust Account application are collected by the real estate seller and buyer in the amount of TRY 70 each. The notary union secure payment service is 135 TL.	70	-	194.31	-	1.01.2025

Findeks Risk Report

Findeks Risk Report
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Findeks Check Report

Findeks Check Report
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Secure Payment System Fee

Secure Payment System Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Intermediary Services Fees

Intermediary Services Fees
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Invoice Payment / Institution Payment - Instant Payments	TRY	A Commission of TRY 5 is applied for instant invoice payments made from branches, contracted institutions and cash registers. For instant payments made by credit card, a commission of TRY 2 for every TRY 100 is applied parametrically.	10	-	-	-	11.01.2025
Invoice Payment / Institution Payment - Regular Payments	TRY	There is no fee for regular payments made from the account and credit card.	-	-	-	-	1.03.2020
SSI Premium Payments - Instant Payments	TRY	For payments between TRY 0-80 made with Albaraka credit cards, TRY 2 is charged for each transaction, and for payments of TRY 80.01 and above, 2.5% of the amount is charged for each transaction.	2	-	-	% 2.5	1.03.2020
SSI Premium Payment - Regular Payments	TRY	There is no fee for regular payments made from the account. TRY 2 for payments between TRY 0-80 made with Albaraka credit cards, 2.5% of the amount for payments of TRY 80.01 and above is collected in each transaction.	-	-	-	-	1.03.2020
Card / Cardless Access Systems Payment	TRY	HGS label fee.	170	-	375	-	7.03.2025
Intermediation of Dues Payments	TRY	Fee charged per transaction.	10	-	-	-	11.01.2025

Invoice Payment / Institution Payment - Instant Payments

Invoice Payment / Institution Payment - Instant Payments
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Invoice Payment / Institution Payment - Regular Payments

Invoice Payment / Institution Payment - Regular Payments
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

SSI Premium Payments - Instant Payments

SSI Premium Payments - Instant Payments
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

SSI Premium Payment - Regular Payments

SSI Premium Payment - Regular Payments
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Card / Cardless Access Systems Payment

Card / Cardless Access Systems Payment
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Intermediation of Dues Payments

Intermediation of Dues Payments
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Archive / Research / Account Fees

Archive / Research / Account Fees
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Providing Documents and Receipts Requiring Archival Research	TRY		100	-	-	-	11.01.2025
Letter of Reference	TRY	An additional fee of 5,000 TL is charged for electronic Takasbank letters.	3000	-	15000	-	11.01.2025
Account Research Request	TRY		100	-	-	-	11.01.2025
Issuance of a Letter of No Debt	TRY		-	-	-	-	1.03.2020

Providing Documents and Receipts Requiring Archival Research

Providing Documents and Receipts Requiring Archival Research
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Letter of Reference

Letter of Reference
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Account Research Request

Account Research Request
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Issuance of a Letter of No Debt

Issuance of a Letter of No Debt
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Notification Fee Subject to Approval

Notification Fee Subject to Approval
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Participation Fund Account Summary	TRY		-	-	-	-	1.03.2020
Notification Fees	TRY		-	-	-	-	1.03.2020

Participation Fund Account Summary

Participation Fund Account Summary
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Notification Fees

Notification Fees
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Transaction Fee from Another Institution ATM

Transaction Fee from Another Institution ATM
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Balance Inquiry - Domestic	TRY		0.27	-	0.27	-	1.03.2021
Balance Inquiry - Abroad	TRY		0.27	-	0.27	-	1.03.2021
Withdrawal - Domestic	TRY	Applied as Amount * 1.15% + TRY 1.04.	1.04	% 1.15	-	-	1.03.2021
Withdrawals - Abroad	EUR		1	-	1	-	1.03.2020
Deposit - Domestic	TRY	Applied as Amount * 1.15% + TRY 1.04.	1.04	% 1.15	-	-	1.03.2021

Balance Inquiry - Domestic

Balance Inquiry - Domestic
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Balance Inquiry - Abroad

Balance Inquiry - Abroad
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Withdrawal - Domestic

Withdrawal - Domestic
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Withdrawals - Abroad

Withdrawals - Abroad
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Deposit - Domestic

Deposit - Domestic
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Credit Allocation and Loan Disbursement

Credit Allocation and Loan Disbursement
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Loan Allocation			-	% 0.125	-	% 0.25	1.04.2020
Loan Disbursement			-	-	-	% 1.1	8.03.2021
Reputation/Letter of Intent/Reference Letter Issuance Fee	TRY	An additional fee of 5,000 TL is charged for electronic Takasbank letters.	3000	% 0.2	15000	-	11.01.2025

Loan Allocation

Loan Allocation
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Loan Disbursement

Loan Disbursement
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Reputation/Letter of Intent/Reference Letter Issuance Fee

Reputation/Letter of Intent/Reference Letter Issuance Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Collateralization

Collateralization
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Appraisal, Collateral Establishment, Change and Cancellation Fees		Applied as 15% more than the cost amount paid to 3rd parties.	-	-	-	-	8.10.2021

Appraisal, Collateral Establishment, Change and Cancellation Fees

Appraisal, Collateral Establishment, Change and Cancellation Fees
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Credit Risk Process

Credit Risk Process
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Restructuring, Restructuring/Payment Plan and Interest Rate Change Fee			-	-	-	% 5	1.04.2020
Commitment			-	-	-	% 5	1.04.2020
Failure to Keep Commitment			-	-	-	% 5	1.04.2020
Non-Cash Loan - Term Fee			3000	-	-	% 5	11.01.2025
Non-Cash Loan - Guarantorship Fee			3000	-	-	% 5	11.01.2025

Restructuring, Restructuring/Payment Plan and Interest Rate Change Fee

Restructuring, Restructuring/Payment Plan and Interest Rate Change Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Commitment

Commitment
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Failure to Keep Commitment

Failure to Keep Commitment
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Non-Cash Loan - Term Fee

Non-Cash Loan - Term Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Non-Cash Loan - Guarantorship Fee

Non-Cash Loan - Guarantorship Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Cash Loan Early Closing - Remaining Maturity Up to 24 Months (For Loans Extended Before 1.3.2021)

Cash Loan Early Closing - Remaining Maturity Up to 24 Months (For Loans Extended Before 1.3.2021)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Early Closing of Cash Loans (Turkish Lira Loans)			-	-	-	% 1	1.04.2020
Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)			-	-	-	% 2	1.04.2020

Early Closing of Cash Loans (Turkish Lira Loans)

Early Closing of Cash Loans (Turkish Lira Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Repayment of Cash Loans with remaining maturity longer than 24 months (for loans extended befo

Early Repayment of Cash Loans with remaining maturity longer than 24 months (for loans extended befo
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Early Closing of Cash Loans (Turkish Lira Loans)			-	-	-	% 2	1.04.2020
Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)			-	-	-	% 3	1.04.2020

Early Closing of Cash Loans (Turkish Lira Loans)

Early Closing of Cash Loans (Turkish Lira Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans - Remaining Maturity Up to 24 Months (1.3.2021 - 30.06.2024)

Early Closing of Cash Loans - Remaining Maturity Up to 24 Months (1.3.2021 - 30.06.2024)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Early Closing of Cash Loans (Turkish Lira Loans)			-	-	-	% 2	8.03.2021
Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)			-	-	-	% 3	8.03.2021

Early Closing of Cash Loans (Turkish Lira Loans)

Early Closing of Cash Loans (Turkish Lira Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans - Maturities longer than 24 months (1.3.2021 - 30.06.2024)

Early Closing of Cash Loans - Maturities longer than 24 months (1.3.2021 - 30.06.2024)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Early Closing of Cash Loans (Turkish Lira Loans)		Commissions are charged at the rate of 4% between 24-36 months, 5% between 36-48 months and 6% over 48 months.	-	-	-	% 5	8.03.2021
Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)		Commissions are charged at the rate of 4% between 24-36 months, 5% between 36-48 months and 6% over 48 months.	-	-	-	% 6	8.03.2021

Early Closing of Cash Loans (Turkish Lira Loans)

Early Closing of Cash Loans (Turkish Lira Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans - (For Loans Extended as of 1.7.2024)

Early Closing of Cash Loans - (For Loans Extended as of 1.7.2024)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Early Closing of Cash Loans (Turkish Lira Loans)		Calculated by applying the formula (Credit's annual compounded dividend rate * 0.05) + ( Remaining weighted average maturity * 0.002) on the Remaining Principal.	-	-	-	-	1.07.2024
Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)		Calculated by applying the formula 2% + (Remaining weighted average maturity * 0,0015) on the Remaining Principal.	-	-	-	-	1.07.2024

Early Closing of Cash Loans (Turkish Lira Loans)

Early Closing of Cash Loans (Turkish Lira Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Early Closing of Cash Loans - (For Loans Extended as of 06.01.2025)

Early Closing of Cash Loans - (For Loans Extended as of 06.01.2025)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)	-	Calculated by applying the formula 3% + (Remaining weighted average maturity * 0,001) on the Remaining Principal.	-	-	-	-	6.01.2025

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)

Early Closing of Cash Loans (Foreign Currency or Foreign Currency Indexed Loans)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Import Operations

Import Operations
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Letter of Credit Opening Fee	USD		100	% 1.25	-	% 10	3.02.2022
Reserve/Dispute Fee	USD		100	-	-	-	1.03.2020
Aval/Acceptance Fee	USD		100	% 1	-	% 5	3.02.2022
Maturity/Amount Change Fee	USD		150	-	-	-	3.02.2022
Policy Acceptance Fee			100	% 0.05	-	-	1.03.2020

Letter of Credit Opening Fee

Letter of Credit Opening Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Reserve/Dispute Fee

Reserve/Dispute Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Aval/Acceptance Fee

Aval/Acceptance Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Maturity/Amount Change Fee

Maturity/Amount Change Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Policy Acceptance Fee

Policy Acceptance Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Export Operations

Export Operations
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Notice Fee	USD		100	% 0.05	-	% 0.4	3.02.2022
Confirmation Fee			-	% 0.5	-	% 10	3.02.2022
Maturity/Amount Change Fee	USD		50	-	250	-	3.02.2022

Notice Fee

Notice Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Confirmation Fee

Confirmation Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Maturity/Amount Change Fee

Maturity/Amount Change Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Import / Export Joint Transactions

Import / Export Joint Transactions
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Document Review Fee	USD		200	-	2000	-	3.02.2022
Amendment Fee	USD		50	-	250	-	3.02.2022
Transaction Fee	USD		100	% 0.1	-	-	1.03.2020
Correspondent Bank Charge	USD	All kinds of costs and fees requested by the correspondent bank are collected for each foreign trade transaction realized by the Bank.	35	-	-	-	1.03.2020
Payment Fee	USD		100	% 0.05	-	% 0.5	3.02.2022

Document Review Fee

Document Review Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Amendment Fee

Amendment Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Transaction Fee

Transaction Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Correspondent Bank Charge

Correspondent Bank Charge
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Payment Fee

Payment Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Supplier Financing and Direct Debit System (DBS)

Supplier Financing and Direct Debit System (DBS)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
DBS			-	-	-	% 3	1.04.2020
Supplier Finance			-	-	-	% 3	1.04.2020

DBS

DBS
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Supplier Finance

Supplier Finance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Deposit, Participation Fund and Precious Metal Deposit Accounts

Deposit, Participation Fund and Precious Metal Deposit Accounts
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Branch Late Deposit		Collected from deposits made after 3.30 P.M.	-	-	-	% 1	1.04.2020
Withdrawals Over Daily Limit			-	% 0.5	-	% 1	14.08.2020
Withdrawing Money from Other Branch			-	% 0.5	-	% 1	14.08.2020
Precious Metal Withdrawal	TRY	For 1 gram gold delivery transactions, commission is TRY 150, for 5-10-20-50-100 gram gold deliveries, commission is applied as gold gram * TRY 125.	150	-	-	-	11.01.2025

Branch Late Deposit

Branch Late Deposit
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Withdrawals Over Daily Limit

Withdrawals Over Daily Limit
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Withdrawing Money from Other Branch

Withdrawing Money from Other Branch
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Precious Metal Withdrawal

Precious Metal Withdrawal
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Fee for Transactions Made at Other Institution ATMs/Partner ATMs

Fee for Transactions Made at Other Institution ATMs/Partner ATMs
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Withdrawal/Deposit/Debt payment	TRY	Applied as 1.15% +TRY 1.04.	1.04	% 1.15	-	-	1.03.2021
ATM Balance/Limit/Debt Inquiry	TRY		0.27	-	-	-	1.03.2021

Withdrawal/Deposit/Debt payment

Withdrawal/Deposit/Debt payment
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

ATM Balance/Limit/Debt Inquiry

ATM Balance/Limit/Debt Inquiry
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Mobile banking and internet banking - EFT

Mobile banking and internet banking - EFT
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
TRY 4,300 and below		Free of charge.	-	-	-	-	16.01.2024
Between TRY 4,300-211,100		Free of charge.	-	-	-	-	16.01.2024
Over TRY 211,100		Free of charge.	-	-	-	-	16.01.2024
Regular EFT Sending - TRY 4,300 and below		Free of charge.	-	-	-	-	16.01.2024
Regular EFT Sending - between TRY 4,300-211,100		Free of charge.	-	-	-	-	16.01.2024
Regular EFT Sending - over TRY 211,100		Free of charge.	-	-	-	-	16.01.2024

TRY 4,300 and below

TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Between TRY 4,300-211,100

Between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Over TRY 211,100

Over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending - TRY 4,300 and below

Regular EFT Sending - TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending - between TRY 4,300-211,100

Regular EFT Sending - between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending - over TRY 211,100

Regular EFT Sending - over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Other Channels - EFT

Other Channels - EFT
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
TRY 4,300 and below			-	-	30.46	-	11.01.2025
Between TRY 4,300-211,100			-	-	60.94	-	11.01.2025
Over TRY 211,100			-	-	609.43	-	11.01.2025
Regular EFT Sending - TRY 4,300 and below			-	-	6.09	-	8.02.2025
Regular EFT Sending - between TRY 4,300-211,100			-	-	12.19	-	8.02.2025
Regular EFT Sending - over TRY 211,100			-	-	152.35	-	8.02.2025

TRY 4,300 and below

TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Between TRY 4,300-211,100

Between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Over TRY 211,100

Over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending - TRY 4,300 and below

Regular EFT Sending - TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending - between TRY 4,300-211,100

Regular EFT Sending - between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular EFT Sending - over TRY 211,100

Regular EFT Sending - over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Mobile banking and internet banking - Remittance

Mobile banking and internet banking - Remittance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
TRY 4,300 and below		Free of charge.	-	-	-	-	16.01.2024
Between TRY 4,300-211,100		Free of charge.	-	-	-	-	16.01.2024
Over TRY 211,100		Free of charge.	-	-	-	-	16.01.2024
Regular Remittance - TRY 4,300 and below		Free of charge.	-	-	-	-	16.01.2024
Regular Wire Transfer - between TRY 4,300-211,100		Free of charge.	-	-	-	-	16.01.2024
Regular Wire Transfer Sending - over TRY 211,100		Free of charge.	-	-	-	-	16.01.2024

TRY 4,300 and below

TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Between TRY 4,300-211,100

Between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Over TRY 211,100

Over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Remittance - TRY 4,300 and below

Regular Remittance - TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Wire Transfer - between TRY 4,300-211,100

Regular Wire Transfer - between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Wire Transfer Sending - over TRY 211,100

Regular Wire Transfer Sending - over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Other Channels - Remittance

Other Channels - Remittance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
TRY 4,300 and below			-	-	15.23	-	11.01.2025
Between TRY 4,300-211,100			-	-	30.47	-	11.01.2025
Over TRY 211,100			-	-	304.71	-	11.01.2025
Regular Remittance - TRY 4,300 and below			-	-	3.04	-	8.02.2025
Regular Wire Transfer - between TRY 4,300-211,100			-	-	6.09	-	8.02.2025
Regular Wire Transfer Sending - over TRY 211,100			-	-	76.17	-	8.02.2025

TRY 4,300 and below

TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Between TRY 4,300-211,100

Between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Over TRY 211,100

Over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Remittance - TRY 4,300 and below

Regular Remittance - TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Wire Transfer - between TRY 4,300-211,100

Regular Wire Transfer - between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Regular Wire Transfer Sending - over TRY 211,100

Regular Wire Transfer Sending - over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

International Funds Transfer and Messaging Fee

International Funds Transfer and Messaging Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Outgoing Fund Transfer	USD		25	% 0.05	5000	-	27.02.2023
Incoming Fund Transfer	USD	Transactions up to USD 10,000 are subject to a standard rate of USD 10, and transactions over USD 30 are subject to a rate of 2.5 per thousand.	10	% 0.25	2000	-	11.05.2023
Sent via Payment Institutions		Depending on the time, country and currency to be sent, the cost information varies.	-	-	-	% 4.5	1.03.2020
Through Payment Institutions		No commission is charged on incoming payments.	-	-	-	-	1.03.2020
International Fund Transfer Inquiry/Messaging Fee	USD		25	-	40	-	1.03.2020

Outgoing Fund Transfer

Outgoing Fund Transfer
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Incoming Fund Transfer

Incoming Fund Transfer
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Sent via Payment Institutions

Sent via Payment Institutions
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Through Payment Institutions

Through Payment Institutions
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

International Fund Transfer Inquiry/Messaging Fee

International Fund Transfer Inquiry/Messaging Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Precious Metal Transfer Fee

Precious Metal Transfer Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
In-Bank	TRY		15.23	-	304.71	-	11.01.2025
Other Bank	TRY	Depends on the amount of gold grams.	23	-	-	-	16.01.2024

In-Bank

In-Bank
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Other Bank

Other Bank
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Mobile banking and internet banking - Funds Instant and Continuous Transfer (FAST)

Mobile banking and internet banking - Funds Instant and Continuous Transfer (FAST)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
TRY 4,300 and below			-	-	-	-	16.01.2024
Between TRY 4,300-211,100			-	-	-	-	16.01.2024
Over TRY 211,100			-	-	-	-	16.01.2024

TRY 4,300 and below

TRY 4,300 and below
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Between TRY 4,300-211,100

Between TRY 4,300-211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Over TRY 211,100

Over TRY 211,100
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Safe Deposit Box

Safe Deposit Box
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Safe Depozit Box	TRY	Calculated according to safe size and maturity.	482.23	-	2701.35	-	8.02.2025

Safe Depozit Box

Safe Depozit Box
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Safe Deposit Box

Safe Deposit Box
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Invoice/Institution Payment	TRY	Free of charge.	10	-	-	-	11.01.2025
Collection/Payment Services	TRY	HGS fee.	170	-	375	-	7.03.2025
Printed Statement Delivery	TRY	Applied per page.	10.61	-	-	-	11.01.2025
Archive/Research	TRY		100	-	-	-	11.01.2025

Invoice/Institution Payment

Invoice/Institution Payment
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Collection/Payment Services

Collection/Payment Services
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Printed Statement Delivery

Printed Statement Delivery
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Archive/Research

Archive/Research
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Checkbook and Check Issuance Fee

Checkbook and Check Issuance Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Checkbook (Per Sheet)	TRY	Applied per page.	90	-	-	-	11.01.2025
Check Issuance	TRY	Fees for 10 and 20-sheet checkbooks.	900	-	1600	-	11.01.2025
Special Qualified Check Issuance	TRY	Cheque book with logo.	7000	-	12500	-	11.01.2025
Blocked Check Fee	TRY		1000	% 0.1	4000	-	11.01.2025
Check Return Fee	TRY		200	-	1000	-	11.01.2025

Checkbook (Per Sheet)

Checkbook (Per Sheet)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Check Issuance

Check Issuance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Special Qualified Check Issuance

Special Qualified Check Issuance
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Blocked Check Fee

Blocked Check Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Check Return Fee

Check Return Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Check Collection Fee

Check Collection Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Same Bank Check	TRY	Cash check collection fee.	325	% 0.1	3500	-	11.01.2025
Other Bank Checks		Applied in the foreign currency of the check.	325	-	-	-	11.01.2025
Collection of Foreign Currency Checks (Other Bank)	USD		250	% 0.1	4000	-	11.01.2025

Same Bank Check

Same Bank Check
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Other Bank Checks

Other Bank Checks
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Collection of Foreign Currency Checks (Other Bank)

Collection of Foreign Currency Checks (Other Bank)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Check Certification Fee

Check Certification Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Bad Check Certification	TRY		800	% 0.1	2000	-	11.01.2025

Bad Check Certification

Bad Check Certification
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Promissory Note Transactions

Promissory Note Transactions
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Promissory Note Information Fee		Free of charge.	-	-	-	-	1.03.2020
Promissory Note Refund Fee	TRY		300	-	-	-	11.01.2025
Promissory Note Protest	TRY		500	-	-	-	11.01.2025
Promissory Note Protest Removal	TRY		500	-	-	-	11.01.2025
Same Bank Promissory Note Collection	TRY		300	% 0.1	2000	-	11.01.2025
Correspondent Bank Promissory Note Collection		Additional commission is reflected in the amount of the cost reflected by the correspondent bank to our Bank.	-	-	-	-	1.03.2020

Promissory Note Information Fee

Promissory Note Information Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Promissory Note Refund Fee

Promissory Note Refund Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Promissory Note Protest

Promissory Note Protest
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Promissory Note Protest Removal

Promissory Note Protest Removal
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Same Bank Promissory Note Collection

Same Bank Promissory Note Collection
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Correspondent Bank Promissory Note Collection

Correspondent Bank Promissory Note Collection
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

POS Fees

POS Fees
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
POS Software/Hardware/Maintenance Fee - Physical POS	TRY	Monthly service fee.	-	-	410	-	3.02.2025
POS Software/Hardware/Maintenance Fee - Virtual POS	TRY	Monthly service fee.	-	-	420	-	3.02.2025
Lost/Damaged POS and Accessory Fee	TRY		-	-	9000	-	8.01.2025

POS Software/Hardware/Maintenance Fee - Physical POS

POS Software/Hardware/Maintenance Fee - Physical POS
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

POS Software/Hardware/Maintenance Fee - Virtual POS

POS Software/Hardware/Maintenance Fee - Virtual POS
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Lost/Damaged POS and Accessory Fee

Lost/Damaged POS and Accessory Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Merchant Fees

Merchant Fees
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Merchant Fee Upfront			-	-	-	% 3.56	3.11.2023
Merchant Fee Installment (Additional Installment Rate)			-	-	-	% 1.78	3.11.2023
Merchant Fee in Advance (Foreign Cards)			-	-	-	% 1.9	1.03.2023
Merchant Fee (Closed Circuit Card Systems)			-	-	-	-	3.11.2023
Blockage Resolution Fee		40 days is the legal rate.	-	-	-	% 3.56	3.11.2023
Account to Account Workplace Payments Fee		No commission is charged for this fee item within the scope of the Communiqué.	-	-	-	-	15.11.2021

Merchant Fee Upfront

Merchant Fee Upfront
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Merchant Fee Installment (Additional Installment Rate)

Merchant Fee Installment (Additional Installment Rate)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Merchant Fee in Advance (Foreign Cards)

Merchant Fee in Advance (Foreign Cards)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Merchant Fee (Closed Circuit Card Systems)

Merchant Fee (Closed Circuit Card Systems)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Blockage Resolution Fee

Blockage Resolution Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Account to Account Workplace Payments Fee

Account to Account Workplace Payments Fee
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Transactions with Commercial Card

Transactions with Commercial Card
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Commercial Card Membership (Main Card)		Free of charge.	-	-	-	-	1.03.2020
Commercial Card Membership (Additional Card)		Free of charge.	-	-	-	-	1.03.2020

Commercial Card Membership (Main Card)

Commercial Card Membership (Main Card)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Commercial Card Membership (Additional Card)

Commercial Card Membership (Additional Card)
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Other

Other
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date
Collection-Delivery of Negotiable Instruments or Cash Proceeds/Delivery of Precious Metals	TRY	Fee applied per kg for gold bullion delivery. (In gold bullion deliveries, physicalization costs and costs arising from the transfer of gold bullion are also charged to our customers.)	2000	-	-	-	16.01.2024
Package Fees	TRY		-	-	3000000	-	16.01.2024
Secure Payment System	TRY	Commissions for the Land Registry Trust Account application are collected by the real estate seller and buyer in the amount of TRY 70 each.	70	-	194.31	-	1.01.2025
On-Call Transfer Product	TRY	For transactions of TRY 0-20,000, TRY 24 is charged; for transactions of TRY 20,001-30,000, TRY 49 is charged; for transactions of TRY 30,001-60,000, TRY 74 is charged.	24	-	74	-	12.09.2023

Collection-Delivery of Negotiable Instruments or Cash Proceeds/Delivery of Precious Metals

Collection-Delivery of Negotiable Instruments or Cash Proceeds/Delivery of Precious Metals
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Package Fees

Package Fees
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

Secure Payment System

Secure Payment System
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date

On-Call Transfer Product

On-Call Transfer Product
Service / Cost	Currency Type	Description	Min Amount	Min Rate	Max Amount	Max Rate	Update Date