Support Personal Accident Insurance provides coverage that is valid globally against any risk of death or injury excluding any sudden or external occurrence. The policy offers coverage against permanent disability, treatment expenses and daily claims.

Education Assurance Policy offers coverage against death or permanent disability as a result of accident. You can adjust the policy as you like considering the amount of coverage, the annual education expenses of the student and the education period. This amount is reduced proportionate to the remaining years of policy.

If you are between 18 and 65 years old and you are healthy, you can benefit from this policy. You can specify the term of the policy between 2 to 20 years.

Education Payment Assurance Policy offers coverage for death, permanent disability due to accidents and unemployment. Our customers between 18 - 64 years old and use School Installment Payment System Education Finance can benefit from Education Payment Assurance Policy. The policy period is for 1 year.

The motor vehicle specified in the policy is covered against impact, accident, theft and fire damages. In addition to the mentioned coverages, other options such as earthquake, terror, flood, or re-appreciation can be included in the policy.

Critical Illness Insurance offers coverage for death and critical illnesses. The coverage is offered for:

• Death; in an event where the insured is deceased, the coverage for death specified in the policy is provided to the insurance beneficiary, otherwise the lawful successors.
• For Critical Illnesses Coverage;in an event if one of the critical illnesses specified below are diagnosed for the first time or operated and written proof is provided, the amount of coverage is paid provided that the risk is realized, by Katılım Emeklilik ve Hayat A.Ş. This policy covers 3 critical illnesses:
  • Cancer
  • Acute Myocardial Infarction (heart attack)
  • Paralyzation due to illness (stroke)

Detailed information regarding the policy can be found in www.katilimemeklilik.com.tr

In addition to the health expenditures due to an unexpected accident or illness, this policy is offered to provide coverage for any diagnostic or treatment procedures in select health institutions with state of the art methods without worrying about the expenses.

This insurance is served to non-citizens that have requested residence permit, within the minimum conditions indicated in the notice about Health Insurance in Visa and Residence Permit Requests no. 16 and dated 10.05.2016.

It covers health expenses regarding outpatient and inpatient treatment during the period non-citizens reside in Turkey within the limit and proportions indicated in the policy of the health.

What are the foreign health insurance collaterals?

Inpatient Treatment

• Emergency medical expenses and small interventions
• Medical and surgical hospitalization
• Operator doctor
• Chemotherapy
• Radiotherapy
• Dialysis
• Room, meal and companion expenses
• Intensive care
• Home care
• Artificial limb

Outpatient treatment

• Doctor examination
• Drug expenses
• Imaging and advanced diagnostic methods
• Laboratory services
• Physical therapy coverage (15 sessions per year)

In addition to the risks that can be encountered during vacation, this policy provides coverage for the unexpected occurrences such as vacation tour cancellation and death in the family or opting out travel due to an incident at home.

As per Law for Agriculture Insurances dated 14.06.2005, no 5363, the manufacturers that are registered under Farmer Registry System in Republic of Turkey Ministry of Food, Agriculture and Livestock may benefit from this policy.

50% of the insurance premium that will be paid by our manufacturers that are insured under TARSİM is covered by the government, 66% of the coverage premium against frost is covered by the government.

Fire Insurance policy offers coverage for your residence or place of business, your items, fixtures and commodities against unexpected occurrences such as fire, lightning, theft, explosion and flood. Therefore, in an event of damage, you can remedy the losses to your residence, place of business and current stock.

This policy offers coverage, in align with the conditions specified in the policy, for the risks that may be suffered for any ship or other marine vehicle or their related insurable rights for the duration of the policy. The “ship and other marine vehicles” indicate the freight and passenger vehicles.

This policy is the Compulsory Automobile Liability Insurance variant that is valid abroad. In many countries that hold a green card agreement, this policy removes the requirement to claim a Compulsory Automobile Liability Insurance.

The DASK policy covers for the damages occurred in residents and places of business (that comply the conditions issuing the DASK policy) due to natural disasters. The goods, commodities, glass and other risks inside the building are not covered.

The policy covers for the motorized vehicle that is specified in the policy, up to the compulsory insurance limits, the legal liability assumed by the vehicle operator as of Road Traffic Law no 2918 due to death or injury or damages durin operating the motorized vehicle.

This policy covers for the claims as a result of an occupational accident that the liability will be assumed by the employer for the employees that are contracted to the employer as per the service contract and employees that are subject to Law of Social Insurance, excluding any compulsory benefits provided by the Social Insurance Institution.

This policy covers for the damages subject to the conditions specified Institute Yacht Clauses for the commercial or special purpose travel ships at sea, land or boat yard.

This policy is an All Risks insurance that covers for any risks specified below for the devices covered by the Electronic Device Insurance.

• Sudden and unexpected
• External

Construction All Risk covers your construction project (building, road, dam, harbor, sewage, drinking water and power lines, airports etc.) with adequate coverages from the first day of construction to the day of project completion or project delivery.

This policy covers for the machinery and equipment, assets under the Leasing Contract against damages that may occur due to sudden and unexpected accidents up to the coverage specified in the policy.

This policy covers the machinery and installation, steam and gas engines, pumps, air compressors that are manufactured or installed however the trial period is not completed, against any damages during operation, where at rest, during cleaning, revision and during handling, due to unexpected occurrence.

This policy covers for the assets subject to the policy, within the policy term, against any and unexpected occurrence excluding the specified occurrences in this policy as the subject of the policy is in the field for installment.

This policy offers coverage for open account sales excluding any downpayment and bank coverages, up to 120 days for domestic and 180 days for foreign transactions.

Commercial Receivables Insurance offers assurance for 2 types of risks:

• With the Domestic Insurance Policy 1) Outstanding Payment 2) Liquidation
• With the Foreign Insurance Policy; in addition to Outstanding Payment and Liquidation; offers coverage for war, civil war, embargo, transfer (convertebility) risks.

Fire Insurance policy offers coverage for your residence or place of business, your items, fixtures and commodities against unexpected occurrences such as fire, lightning, theft, explosion and flood. Therefore, in an event of damage, you can remedy the losses to your residence, place of business and current stock.

This is a policy that covers for any damages that may occur in raw materials, intermediate products in shipping via freight vehicles.

This policy offers coverage, in align with the conditions specified in the policy, for the risks that may be suffered for any ship or other marine vehicle or their related insurable rights for the duration of the policy. The “ship and other marine vehicles” indicate the freight and passenger vehicles.

Cash and Assets Insurance covers for many risks against your cash and assets being moved to banks or other places of business during freight.

This policy provides coverage against any material damages that may incur due to passenger death, injury or damage in assets due to an accident during the voyage from the starting point to the final destination, including breaks and stop overs.

This policy provides coverage for the passengers, drivers and their associates traveling as per domestic or international passenger transportation, against any accident that may incur during voyage from the starting point to the final destination, including breaks and stop overs.