Do not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSDo not postpone your dreams, let us provide the financing for your need.
FINANCE CALCULATIONS FINANCING INCOME RATIOSOwn your dream home as easily as paying rent with the long-term payment options special for you.
Housıng Financing Rates;
Maturity | Profit Rate(a monthly) | Allocation Fee |
---|---|---|
01-60 Month | %1,60 | 0,50 % |
61-120 Month | %1,70 |
In addition to our customers who will use housing financing;
(*) Appraisal process is carried out by Capital Markets Board (CMB) licensed companies that Albaraka Turk has an agreement.
What is a Mortgage?
The mortgage is a long-term mortgage-based housing financing system implemented in many countries throughout the world. If you do not have enough savings to buy a house, you can own your house with monthly payments like paying rent.
What are the advantages of Mortgage?
You can use long-term housing financing with long terms and low-profit rate advantages. You can reduce your burden with the tax exemptions thanks to the Mortgage system.
Which types of properties are included in the Mortgage coverage?
If the real estate you plan to purchase is registered as housing, apartments, flat or villa on the deed of real estate, you can take advantage of the Mortgage. When you want to buy this type of real estate by a legal person, these loans are not included in the scope of the Mortgage.
Can financing of real estates such as workplace, shop, land be financed under Mortgage?
The financing of real estates that registered as a commercial on the deed of real estate such as offices, shops, warehouses, the land is not covered by mortgage financing.
What are the tax exemptions in Mortgage?
Banking and Insurance Transaction Tax (Banking and Insurance Transactions) will not be charged within the scope of mortgage financing. Also, the 5% Banking Insurance Transaction Tax deductions cannot be made on the other fees and commissions like file fee, commission, appraisal fee, early settlement fee. Similarly, there will be no Banking Insurance Transaction Tax deductions on the insurance premiums for the insurance policies like NATURAL DİSASTER INSURANCE, fire, real estate and life issued within the scope of a Mortgage financing. The Mortgage transactions to be made in the scope of the Mortgage financing at the directorate of land registry offices are also exempt from taxes and duties.
If I want to clean my debt under Mortgage financing before its maturity, will I pay any “early payment fee”?
If you want to repay the mortgage financing earlier, you need to pay a 1% commission if the term of your remaining risk is shorter than 36 months and 2% if it's longer.
Is the profit rate affected by changes in market conditions after I have used my Mortgage financing?
Since you need to use fixed-rate financing in Albaraka Turk, the profit rate is not affected by market conditions
The house I own needs renovation. If my house is to be given as collateral for the financing of renovation costs, may I benefit from the advantages of the mortgage?
Yes, you can apply for a mortgage for your renovation by giving your existing house as collateral. In these types of mortgage financing, the Banking and Insurance Transaction Tax (BITT), private land registration fees and stamp duty exemptions will be applied. However, you are not exempted from paying the 15% Resource Utilization Support Fund (RUSF) on the amount of profit to be paid.
Which insurances do I have to take out within the scope of a Mortgage?
You need to take out Natural Disaster Insurance and Home Insurance.
How can I get more comprehensive information?
You can get detailed information from Albaraka Turk branches or call Alo Albaraka at 444 5 666 / 0850 222 5 666.