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DASK - COMPULSORY EARTHQUAKE INSURANCE

What is DASK?

Compulsory Earthquake Insurance is an insurance system established to provide compensation for material damage caused by the earthquake in your home. Compulsory Earthquake Insurance is offered by the Natural Disaster Insurance Institution (DASK). DASK is an insurance product legally required by the state authority in our country.

Buildings that are used for commercial or industrial purposes are excluded from Compulsory Earthquake Insurance. However, Compulsory Earthquake Insurance is required for independent sections located in residential buildings and used for trade, shops, offices and similar purposes.

Policyholders who renew their policy every year with Compulsory Earthquake Insurance benefit from renewal discount. Discount / surcharge is applied according to the building date and number of floors of your building.

Information required to purchase DASK policy;

Housing (Flat): NDS Address Code, Gross Area (m2), Usage Type, Construction Year, Building Style, Total Number of Floors, Damage Status.

NDS Address code; is a 10-digit special identification number for all residences within the borders of the country. You can learn your NDS address code with the address code query feature while purchasing your DASK policy through our internet branch.

Which guarantees does DASK policy cover?

DASK meets the material losses directly caused by the earthquake and earthquake fire, explosion, tsunami and landslide within the coverage limits specified in your policy. Although your building is completely or partially damaged, it is under guarantee.

The building sections below are covered by Compulsory Earthquake Insurance.

  • Foundations
  • Main walls
  • Common walls separating independent sections
  • garden walls
  • Retaining walls
  • Ceilings and floors
  • Stairs
  • Lifts
  • Landings
  • Corridors
  • Roofs
  • Chimneys
  • Complementary parts of the building similar to those above

Click here to view the General Conditions of Compulsory Earthquake Insurance.

Get Your DASK Offer / Policy Now

Due to the presence of our country in a risky earthquake geography; If you do not have DASK policy, you can start your assurance by purchasing your DASK policy quickly via our internet branch.. If you have DASK policy, you can renew it through our internet branch..

The amount of premium you need to pay for your insurance is determined by Compulsory Earthquake Insurance Tariff and Instruction.

Albaraka Türk Katılım Bankası A.Ş.; is an agency of; Katılım Emeklilik ve Hayat A.Ş., Bereket Sigorta A.Ş., Bereket Sigorta A.Ş., Bereket Katılım Sigorta A.Ş., HDI Sigorta A.Ş., Neova Sigorta A.Ş. Türkiye Sigorta A.Ş.