This campaign is organized by Hedef Çekiliş on behalf of ALBARAKA TÜRK PARTICIPATION BANK and with the authorization of the National Lottery dated 08.11.2019 and numbered 24951361-255.01.02-E.10479 Albaraka Turk Participation Bank retail customers, after submitting a direct debit mandate, on their bank accounts at Albaraka Türk Participation Bank in Turkey or their credit cards, for internet bills and TV platform payments, electricity bill payments, gas bill payments, water bill payments, mobile-landline phone bill payments from 11.11.2019 00:01 through 31.12.2019 23:59, have paid such bills through the direct debit mandate will be given 1 ticket to enter the draw (Each customer can have as many as 10 tickets to enter the draw). Winners will be announced during a publicly open draw drawing to take place on 14.01.2020 at Hedef Çekiliş ve Organizasyon Hizmetleri LTD. ŞTİ. (Meeting Hall) in Esentepe Mah. Kore Şehitleri Cad. No:16/1 Kat:8 Şişli/İstanbul at 11:00 with the presence of a Public Notary. 10 winners will be given a total of 200.000 worth World loyalty points, each worth for 1.000 TRY (Deposited to the Albaraka Turk Yatırım Bankası credit card and will be used in businesses that are member of the World loyalty program. The World loyalty points cannot be withdrawn as cash. It is not valid for purchases of any kind of precious stones, products or goods which are traded as cash and in kind, and which can be converted into cash. Free card will be provided to non-cardholders. Loyalty points will be valid until 30.04.2020.) Winners will be announced in Güneş newspaper on 16.01.2020. Only retail customers of Albaraka Turk Participation Bank can enter the draw. Only the direct debit mandates submitted between the campaign timeline will be included in the campaign, meaning that the bills for which the direct debit mandate was submitted before the campaign start date but collected within the campaign timeline are not included. Each individual can only win one prize. Participants will not cancel their direct debit mandates until the draw day. Customers who do not fulfil such requirement and those who cancel their existing direct debit mandates only to re-submit one for the campaign will not be eligible for the draw. If the participant wins the prize and their address information is missing or unknown, the announcement made in the newspaper shall be sufficient for the notification. Within the scope of the Law on the Protection of Personal Data, explicit consent is required for the processing of personal data in order to participate in our Direct Debit Mandate draw campaign. To give such consent, customers can go to the nearest Albaraka branch, call our hotline, and log in to the mobile banking application. They should not be shared with a third party. Employees of Albaraka Turk Participation Bank and of all of its subsidiaries, customers of Albaraka Turk Participation Bank subject to administrative or legal proceedings, legal entities, employees of Hedef Çekiliş ve Organizasyon Hizmetleri Ltd.Şti., and persons under the age of 18 cannot participate in the draw. Following a technical examination as of the campaign end date, such persons, even if they have participated and won the prize, they cannot be presented their prize. Taxes and other legal obligations other than VAT + SCT taxes such as included in the price of the goods and / or services subject to the prize are paid by the winners.