You can easily have a virtual card via Albaraka Internet Branch.

You can access CVV2 and expiration date information required for your online shopping activities via Albaraka Internet Branch from "Virtual Card" menu on "Card Information" screen.

There is no limit allocation process for your virtual card. You can set limit for your virtual card when creating your card or before shopping via Albaraka Internet Branch on “Limit Update” screen.

Before shopping with your Albaraka World Virtual Card, you should definitely set your card limit. The limit transferred to the Albaraka World Virtual Card is reduced as you spend. On the statement period, your debt is transferred to Albaraka World Credit Card that your virtual card is connected to. There is no separate statement for your virtual card.

Payments made to your virtual card increase the limit of Albaraka World Card which your card is connected to but it does not affect the limit of your virtual card. To increase your virtual card limit, you should update the card limit.

Your virtual card is ready to use when it is created. You can start using it right away by setting limit based on your shopping.

Your virtual card must have a limit during your shopping process. There is no need to have a limit after completing your shopping. For your online shopping security, we recommend resetting your limit after shopping.

Yes, it can be used. The limit you transfer for the virtual card is not reduced from the usable limit of your card that your virtual card is connected to as long as you do not use it.

You can track your transactions via Albaraka Internet Branch on “Provision Tracking” screen after completing your shopping. When your transaction is reflected to your card as expense, you can track your transaction via Albaraka Internet Branch on "Current Term Transactions" screen.

When your statement is ready, your virtual card transactions are reflected to your credit card that virtual card is connected to. So, you can view the amount due for your virtual card on the same statement.

All transactions you make with your virtual card will be transferred to your credit card that your virtual card is connected to on the statement date. So you can pay your debt together with your credit card debt. There is no need to pay virtual card debt seperately.

Since your virtual card is technically a part of your credit card, no separate statement date and due date can be set; statement date and the due date must be the same as your existing credit card because your virtual card has been developed for the secure shopping done via the internet or mail order.

You can earn World Points from the transactions you make with your virtual card.

You can do installment shopping with your virtual card.

You can create virtual card for your business credit cards via Albaraka Internet Branch.

Cancellation and refund process is the same as existing credit cards. Your transaction will be reflected as “account receivable” to the credit card that the virtual card is connected to, and there will be no change in the virtual card limit.

If you want to cancel your virtual credit card, you can call Alo Albaraka through 444 5 666/0850 222 5 666